Scope of this guide.
Investing in Dubai real estate offers a direct pathway to residency. This guide details the specific financial thresholds, property requirements, and application steps for the UAE Golden Visa (10 years) and the standard Property Investor Visa (2 years).
1) The UAE Golden Visa (10-Year Residency)
The Golden Visa is the gold standard for residency in the UAE. It is a renewable 10-year residence visa that enables foreign investors to live, work, and study in the UAE without a local sponsor. This option is ideal for high-net-worth investors and families seeking long-term stability.
Key Benefits
- Self-Sponsored: No need for an employer or local sponsor.
- Family Sponsorship: Sponsor spouse and children regardless of age.
- Time Outside UAE: Stay outside the UAE for >6 months without invalidating the visa.
- Support Staff: Sponsor unlimited domestic helpers.
Investment Requirements
- Minimum Value: Owned property value of at least AED 2,000,000 (approx. USD 545,000).
- Off-Plan: Allowed if purchased from an approved local real estate company.
- Mortgage: Allowed, provided specific equity requirements are met (check with our team for latest bank rules).
2) The Property Investor Visa (2-Year Renewable)
Often called the "Taskeen" program, this visa is ideal for investors buying residential units that may not meet the Golden Visa threshold but still offer excellent returns.
Core Requirements
- Minimum Investment: A property value of at least AED 750,000 (approx. USD 205,000).
- Property Status: Typically applies to ready (completed) properties.
- Husband & Wife: A married couple can share one property to meet the value requirement (attested marriage certificate required).
3) The Retirement Visa (5-Year)
Dubai offers a specific 5-year renewable visa designed for retirees over the age of 55 who wish to enjoy a luxury lifestyle in the emirate.
| Criteria | Requirement Detail |
|---|---|
| Age | Applicant must be at least 55 years old. |
| Financial Option 1 | Own a property worth at least AED 1 million. |
| Financial Option 2 | Have financial savings of at least AED 1 million. |
| Financial Option 3 | Have an active monthly income of at least AED 15,000. |
4) Step-by-Step: How Property Gulf Facilitates Your Visa
Buying the property is just step one. As a full-service brokerage, Property Gulf assists you through the transition from "Buyer" to "Resident."
The Workflow
- Consultation: We identify your budget and residency goals (Golden vs Investor).
- Selection: We shortlist properties that strictly meet the valuation criteria.
- Purchase: We handle the transaction to ensure you receive the Title Deed (the primary document required).
- Application: We guide you to the DLD or authorized typing centers for medical tests and biometrics.
Ready to start?
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Contact Our Team5) Frequently Asked Questions
Can I buy off-plan property to get a Golden Visa?
Yes, recent regulations allow investors to qualify for the Golden Visa if they buy off-plan properties from approved developers, provided the value exceeds AED 2 million.
Can I use a mortgage to qualify?
Yes. For the Golden Visa, property bought with a loan from specific local banks is eligible. You generally need to demonstrate a specific amount of equity paid.
Does buying a commercial office qualify me for residency?
Yes, commercial properties can also be used to apply for investor visas, provided they meet the valuation requirements.
Can I sponsor my family?
Yes. Both the Golden Visa (10-year) and the Investor Visa (2-year) allow you to sponsor your spouse and children, provided you meet the specific sponsorship requirements.
6) Official References
- UAE Government Portal: Golden Visa Info
- DLD: Request for Golden Visa (Investor)
- GDRFA Dubai: Residency Services
Disclaimer: Visa regulations in the UAE are subject to change. The information provided here is for guidance only. Please verify specific eligibility with official authorities or our consultants at the time of purchase.